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Why You Need Renter’s Insurance


How often do you watch the local news and it starts with a fire in a local apartment complex?

Someone is on the screen crying and saying they don’t know where their next meal will come from.  Or where will they sleep and what clothes they will have to wear tomorrow.  The fire may not have even been their fault, it might have been their neighbors fault, or someone downstairs.  Where do they turn?

IF they had a Renter’s Policy; by the next day, they would have a check in their hands to help them secure clothes, food, and lodging, and whatever else they might need.  Financially, they will receive help from their Renter’s Policy.  We would even help them find similar lodging until they can return to their own apartment.

And, it’s affordable!  Most Minnesota Renters policies cost between $100 and $200 a year, and if you package it with an Auto Policy, it may cost nothing ($0) net, per year.  You would receive a sizeable discount off your auto policy for having a renter’s policy with the same company; AND you would receive a large discount off the Renter’s Policy, for having the auto policy with the same company.  It’s a “WIN-WIN” situation.

This Renter’s Policy also provides Liability Coverage for you if you, or your children (or pets) are responsible for damage to other people’s property or their body.  If I hit someone with a golf ball, accidentally while I’m golfing; this Liability Coverage would apply to their injury (or to their broken window!)

All of this coverage for about $10/ month when packaged with an auto policy.  How can you go wrong?

If you have any questions regarding the content of this article or any other insurance related need, please contact Norm today at 952-929-8922, or at

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Street view of the Norm Foster Insurance Agency in Lakeville, MN - Auto, Home, Life, Renters, Umbrella Insurance


Norm Foster Insurance
Norm Foster, LUTCF • Agent
16372 Kenrick Ave, Suite 130
Lakeville, MN 55044
Phone: (952) 929-8922
Fax: (952) 223-2233