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Boater/Watercraft Insurance

Farmers Boaters and Personal Watercraft Insurance

For wherever the waters take you.

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Don’t let uncertainty spoil your fun on the water.
Be Confident…Be Insured.

FAMILY BOATERS INSURANCE

Our Family Boaters program offers a great combination of coverage and flexibility. You can choose from important optional coverages to create just the policy you want, and we offer deductible options and flexible payment plans. The Family Boaters program was created with boaters in mind and covers most makes, models and ages of boats 26′ or less in length. Sailboats. Motor boats. Bass boats. Fishing boats. Cabin cruisers. Runabouts. And more!

The Foremost Family Boaters policy was specially created for power boats, small sailboats and other vessels 26′ and under. Make sure that your boat has the specialized coverage you just can’t get by adding it to your homeowner’s policy.

Coverage

You can enjoy a wide range of standard and optional coverages with the Family Boaters policy, including:

  • Option of either Agreed Value or Actual Cash Value (some restrictions apply)
  • Wreck Removal and limited Pollution coverage
  • Uninsured Watercraft coverage
  • Towing and Assistance
  • Coverage for Personal Property
  • Coverage to recover and protect your boat from further damage
  • Physical Damage coverage
  • Liability coverage
  • Uninsured Watercraft coverage
  • Medical Payments coverage
  • Trailer coverage

Discounts

We also offer a variety of discounts that can save you money on your premium.

  • Multi-Unit
  • Prior Insurance
  • Actual Cash Value
  • Protective Equipment
  • Boating Safety Course
  • Multi-policy

 

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PERSONAL WATERCRAFT INSURANCE

It’s a common myth that a personal watercraft is adequately covered under a typical homeowner’s or renter’s policy. In most cases, that’s just not true. Most PWC owners need additional coverage, such as Physical Damage and Liability Coverage. The Personal Watercraft policy offers a wide range of standard and optional coverages.

Coverage

You can enjoy a wide range of standard and optional coverages with the Family Boaters policy, including:

  • Wreck Removal
  • Towing adn Assistance
  • Increased limits on Liability
  • Uninsured Watercraft Bodily Injury
  • Accessory Coverage
  • Watersports Liability
  • Med Pay
  • Trailer coverage
  • BI/PD or Liability Only
  • Coverage for equipment attached or installed after purchase
  • Coverage to recover and protect your personal watercraft from further damage.

Discounts

We also offer a variety of discounts that can save you money on your premium.

  • Multi-Unit
  • Prior Insurance
  • Renewal
  • Affinity Group

Affordable Payment Options

Every family’s budget is a little different. That’s why we offer several flexible payment plans to help meet your individual budget needs. In tandem with flexible deductible levels and flexible limits, Foremost can help keep your premium payments affordable.

Farmers Friendly Review
In life, nothing stands still. And we want to make sure your insurance keeps pace with your changing lifestyle. When you get married, get that big promotion, buy a house or condo, start thinking about sending the kids to college or traveling during your retirement, you should review your insurance. Are there coverage gaps? Overlaps? Are there new discounts Farmers can offer you?

Contact Norm Today for a free consultation or quote.

Street view of the Norm Foster Insurance Agency in Lakeville, MN - Auto, Home, Life, Renters, Umbrella Insurance

Contact

Norm Foster Insurance
Norm Foster, LUTCF • Agent
16372 Kenrick Ave, Suite 130
Lakeville, MN 55044
Phone: (952) 929-8922
Fax: (952) 223-2233