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Auto Insurance

Farmers Auto Insurance

For the road ahead.

Auto insurance, car insurance, truck insurance, suv insurance, collision insurance, liability insurance provided by the Norm Foster Insurance Agency of Lakeville MN. Serving Apple Valley Bloomington Burnsville Chanhassen Chaska Eagan Eden Prairie Edina Elko New Market Farmington Inver Grove Heights Lakeville Prior Lake Richfield Rosemount Savage Shakopee

You have Auto insurance just in case the unexpected happens—whether its a fender bender or something more serious.

But will your insurance take care of you?? Auto policies are different, carriers are different, and agencies are different.  Who will watch out for YOU!!


As your personal agent, I will personally review your policy and help you identify any potential benefits or gaps in your coverage. I’ll also identify a range of discounts and coverage options that can save you money—including our “power” deductibles and a discount when you pay by EFT (electronic funds transfer).

Farmers is dedicated to being the right choice for Auto insurance with personal service and great value for your insurance dollar:

  • I am prepared to help you develop the coverage that’s right for your life.
  • No insurance company offers more discounts than we do.
  • Our industry-leading claims service means you can count on us to be there when you need us. Anytime, day or night, just one call to (800) 435-7764 will help you restore your world to order—fast!

It’s all part of our commitment to get you back where you belong in the event of an unfortunate incident.


A Farmers Auto policy offers you a wide variety of coverage options.

Bodily injury and property damage

Injuries to other people and damage to their property is covered if you are liable for an accident. This coverage applies whether the car was driven by you, a qualified family member or another driver using your car with your permission. In most cases, borrowed or rented cars are also covered.

Personal injury

You’re covered for medical expenses arising from an auto accident for you and qualified family members — regardless of who’s at fault.

This coverage also pays a predetermined portion of your lost income; a specific amount for essential services the injured person would normally perform without pay, and medical expenses for other people injured in your car.

Uninsured motorist

Farmers will cover you if you’re in an accident caused by an uninsured motorist or hit-and-run driver by paying up to the limit you select for bodily injuries to you, qualified family members and any other person occupying your insured car. Similar coverage applies to a motorist whose insurance is not adequate to pay for injuries, up to the limit you select, less the amount paid by the other party, if that driver is liable.


This coverage fills in the gaps for non-collision damages that may happen to your car except collision or upset. It includes damage from such causes as fire, vandalism, windstorms, sandstorms, falling objects, animals, water or flood.

If your car is stolen, Farmers Comprehensive pays up to $50 a day, with a $500 limit, for transportation expenses. Coverage begins 48 hours after you notify us and the police.


You’re insured for accidental damage to your car caused by collision with any object or by upset. Collision pays up to the actual cash value of your vehicle, less the deductible you select.


Optional coverage

You can choose to be paid up to $50 a day for car rental and travel expense, up to $500, while your car is being repaired for collision damage or comprehensive loss in excess of your deductible, depending on the plan you select.

You also have the option to have your coverage pay up to $500 if your car is a total loss due to a collision or comprehensive mishap.


Loss of Use

Death and Dismemberment
With this option, you and other family members in your household arc insured for death or certain injuries sustained in an auto accident, regardless of fault, up to the limit you select for you and your spouse. The limit for other qualified family members is $5,000.

Towing and Road Service
With just one toll-free call, Farmers service representatives across the United States and Canada will get you back on the road quickly and safely. Just sign for reasonable and necessary services—no need for cash, check or credit card.


Additional Liability coverages

You’re covered for expenses in a lawsuit we defend on your behalf, such as court costs, attorney fees, investigator fees, expense of witnesses and witness fees.

We also pay expenses you incur at Farmers’ request, including up to $50 a day for lost wages, and also pay the premium on appeal bonds, bonds to release attachments, and up to $300 for the bail bonds.

Emergency First Aid
Any expenses you incur for necessary medical and surgical aid to other people at the time of an accident are also covered.

We’ll cover you against liability claims while you are towing a trailer designed for use with a private passenger car.

Other Discounts
You could be saving even more money on Auto insurance. Discounts such as Accident Free, 50 Plus, Good Student, Two or More Autos, Anti-Lock Brake, Auto/Home, Auto/Life, Home/Life, Senior Defensive Driver, Business and Professional Group, and You’re Essential to Safety (Y.E.S.) may also be available. Your Farmers agent has complete details.

Farmers Friendly Review
In life, nothing stands still. And we want to make sure your insurance keeps pace with your changing lifestyle. When you get married, get that big promotion, buy a house or condo, start thinking about sending the kids to college or traveling during your retirement, you should review your insurance. Are there coverage gaps? Overlaps? Are there new discounts Farmers can offer you?

Contact Norm Today for a free consultation or quote.

Street view of the Norm Foster Insurance Agency in Lakeville, MN - Auto, Home, Life, Renters, Umbrella Insurance


Norm Foster Insurance
Norm Foster, LUTCF • Agent
16372 Kenrick Ave, Suite 130
Lakeville, MN 55044
Phone: (952) 929-8922
Fax: (952) 223-2233